Vinley combines global market intelligence into a single AI-powered investing companion, delivering actionable investment insights in seconds and eliminating the need for hours of research and expensive subscriptions
The Investor's pain
Equity research is slow, costly and fragmented, leading to shallow decisions and missed alpha.
Time
  • Investors face hours to go from ticker → thesis → valuation + risks
  • Manual cross-referencing across PDFs, portals, and spreadsheets
Cost
  • Multiple subscriptions >€3K/yr for data, screening, news, filings, etc.
  • Paywalls + duplicate features = wasted budget
  • No single source of truth
Explainability
  • Black-box outputs with no audit trail
  • Inconsistent methods = inconsistent results
  • Compliance risk without citations or traceability
Vinley is live and already in users' hands
Fully functional web application with real users, real research workflows, and a live subscription tier offering:
Speed
From 2 to hours to 20 seconds, instant investment insights, no more tab-hopping or manual digging.
Depth
60 Markets+ Intagibles + Fraud flags + Macroeconnomics.
Deep coverage across global equities, ETFs, Brand itelligence, macro indicators , all in one place.
Clarity
Clear , realiable and multilingual insights built on quality data, no noise, no jargon, just whats matter.
Why users pay: a clear free-to-paid model
Basic : Onboarding Engine
The free tier is designed to create habitual product use. It lowers the acquisition barrier, lets investors experience Vinley's core research quality, and builds the trust that drives conversion.
  • Fundamental Analysis
  • Curated knowledge and data
  • Customer and employee sentiment
  • Brand valuation information
  • Company Financial statements
  • Investor's Calendar
Plus subscription : $14.99/month
Premium unlocks the full research stack for investors . This is the primary revenue engine today.
Includes everything in Basic + :
  • Undervaluation search
  • Intrinsic Valuation
  • Forensic Accounting Analysis
  • Top Brands
  • Top NPS & eNPS
Future Upside (R&D Pipeline)
  • Pro seats for small Investment firms SMO and MFO
  • Credit system for all user subscriptions to uncap revenue ceiling per user & allow basic users to taste premium
  • White-label research infrastructure for partners
Traction now, Scale Next
Building on early momentum, we're poised for accelerated growth and feature expansion
Live today
  • Web app launched and live
  • Free + Plus plans available
  • Plus subscription priced at $14.99/month
  • First users and first revenue already in place
  • Core product already in market
By the end of 2026
  • Reach 1,000 users
  • Improve free-to-paid conversion
  • add the "Pro" version
  • Strengthen retention and product engagement
  • Expand product depth for serious investors
This round is designed to turn a live product with early monetization into a stronger, more defensible company ready for the next raise.
Market Opportunity
A global shift. A global Entry Point.
Data is exploding. Investors are drowning in it. The window for a smarter, accessible research platform has never been wider.
$75T
U.S Households Financial assets (US FED)
%40+
Self Directed investors (IIROC)
100M+
Active investor (ESMA)
160M
Demat accounts (SEBI)
(TAM)
$15B+
The entire market opportunity for investment research and analytics tools globally
(SAM)
$4B to 6B
The segment of TAM accessible to Vinley's current product offerings
Market (SOM)
$38M
Realistic 3–5-year goal through direct and partner-driven acquisition ($155/year x 250.000 Users)
A vast and expanding market ripe for disruption.
The Vinley-2 roadmap
This round is a focused acceleration : funding development sprint across five high-impact product pillars, while deepening the ML foundation.
World Screen
Global macroeconomic information on top of already existing US Fed FRED database functions in AI companion
Performance
Portfolio and watchlist tracking with asset allocation & exposure, portfolio performance, performance vs S&P500 & risk exposure metrics like currency exposure, industry exposure, country exposure, passive income (dividend yield & share buybacks), Sharpe ratio, prefetched earnings & dividends calendar only for portfolio
Radar
Bringing Vinley hot stocks, hot prompts and anonymised portfolio trends & movements across all users to individual users (automation of network effects visible to users)
Mastery UNIQUE FEATURE!
In-product learning layer and gamification with experience points (XP) and levels including skills & talent trees — building investor literacy alongside research
Crypto Layer
Fundamental crypto analysis integrated into the user interface stack on top of already existing crypto functions in AI companion
This funding boosts ML for financial report analysis, strengthening Vinley’s explainability and forensic depth. Together, these advances move Vinley from 1.2 to 2.0, a major leap in intelligence, depth, and scale
The moat is the methodology
Vinley's competitive advantage is a deliberately constructed research infrastructure that compounds over time.
1
1
Research Workflow Design
Structured investment workflows built into the product and not a generic chat. An interface layer no one else has built for this audience.
2
2
Explainability Layer
Every output is reasoned, transparent, and auditable built for investors who don't trust black boxes.
3
3
Financial Data Intelligence
Proprietary parsing of financial statements, forensic signals and structured data trained on real investment grade tasks.
4
4
Accumulated Research Depth
As users engage, Vinley builds a proprietary layer of research patterns, flagging methodologies and usage data that generic tools cannot replicate or access.
Currently human supervised learning but objective to go unsupervised learning
Go-to-market: focused and capital-efficient
Target audience: Self-directed retail investors seeking to make informed, long-term investment decisions, but lacking the time or expertise for deep analysis, and finance native audience.
Phase 1: Product-Led B2C Growth
Objective (Direct B2C): Acquire and convert high intent investors through a capital-efficient, product-led engine.
  • Acquisition Channels: LinkedIn, Instagram, TikTok, SEO, high intent content, Udemy & Skillshare (9,500 students) and direct web acquisition (GEO, organic discovery)
  • Content Engine (Core Growth Lever): Building a scalable "content factory" across short-form and long-form (LinkedIn, TikTok, Instagram, YouTube, blog) to drive continuous top-of-funnel growth
  • Webinars and initiatives (e.g., Her Money, Her Choice) to build trust, brand, and long-term engagement
  • Conversion Optimization: Free-to-paid conversion as the primary lever, driven by product experience
  • Distribution Philosophy: Product quality + education-driven content, and organic word-of-mouth
Phase 2: Creator & Partner Growth
  • Expand distribution through trusted creators and partners to accelerate user acquisition while maintaining capital efficiency

Principle: Earn users through product quality before spending on acquisition. Phase 2 is enabled by Phase 1 proof.
Meet the core Team
We have high talent density, combining diversity, seniority, and specialization
Candi Carrera
Co-founder & CEO
Tech Management background
12 years at Microsoft
Adriano Bidoli
Co-founder, Community & Engagement Officer
11+ years of R&D Experience
Global Sales at Paul Wurth
Kevin Lloyd
CTO
Former CTO and CISO of the Luxembourg Stock Exchange
EMEA Technical Support lead at Microsoft
Enrik M Suhr
CFO
23+ Years in Finance leadership
Investment management experience in EU/ME/LATAM
Stephanie Baldinucci
Product Manager
Private banking Background
Bank of Luxembourg
Mireia Camarasa
Head of Legal Affairs
Senior Legal advisor, BNP Paribas securities services.
CSSF- The Luxembourg Financial regulator
Deni Dedyalkova
Marketing & Media Strategy
Global B2C & B2B EMEA marketing expert
15+ years of Marketing Leadership
Riya Tyagi
Marketing Specialist
5+ years growing social media channels
Proven track record in user base growth
El Mowafak Salim
Quality Assurance
Cloud operation & Database Management
IT helpdesk at St. George's international school
Nicolas Catallo
Crypto Lead
8 years of crypto experience
Zodia Crypto Custody, Swissquote, Bank Europe
BA round: €250K to accelerate Vinley
We are raising €250K, an acceleration round to build product depth, grow users, and set the stage for a larger institutional raise.
Use of Funds
  • Fund 1 full-time developer for 12 months
  • Reach 2 FTEs and build core execution capacity
  • Accelerate Vinley 1.2 / 2.0 roadmap delivery
  • Deepen university collaboration on ML for financial report analysis
  • Improve product depth, conversion funnel, and retention metrics
Milestones This Round Unlocks
  • Grow toward 1,000 registered users by year-end
  • Expand premium subscriber conversion rate
  • Launch World Screen, Radar, and Performance modules
  • Strengthen ML and forensic accounting capabilities
  • Prepare metrics, team, and narrative for a larger institutional raise

Why now: The product is live, revenue has started, and the roadmap is clear. This round is about velocity . not validation.
Candi.carrera@nextgenvi.com - Co-founder & CEO