Vinley aggregates global market intelligence across stocks, ETFs, and crypto into one AI-powered investing companion, delivering actionable insights in seconds. replacing hours of research and multiple paid tools.


The Investor's pain
Equity research is slow, costly and fragmented, leading to shallow decisions and missed alpha.
Time
  • Investors face up 6 hours to go from ticker → thesis → valuation + risks
  • Manual cross-referencing across PDFs, portals, and spreadsheets
Cost
  • Multiple subscriptions > €3K/yr for data, screening, news, filings, etc.
  • Paywalls + duplicate features = wasted budget
  • No single source of truth
Explainability
  • Black-box outputs with no audit trail
  • Inconsistent methods = inconsistent results
  • Compliance risk without citations or traceability

Vinley is live and already in users' hands
Fully functional web application with users, research workflows, and subscription tier offering:
Speed
From 6 to hours to 20 seconds, instant investment insights, no more tab-hopping or manual digging.
Depth
60 Markets+ Intagibles + Fraud flags + Macroeconnomics.
Deep coverage across global equities, ETFs, Brand itelligence, macro indicators , all in one place.
Clarity
Clear , realiable and multilingual insights built on quality data, no noise, no jargon, just whats matter.
Why Is
Different
General AI Assistants
  • General-purpose LLMs
  • Require strong prompting skills
  • Text First interaction
  • Broad knowledge, limited domain UX
  • No dedicated retail-investor stack
  • Output driven
Vinley
  • Vertical AI For Investing
  • Designed for non-experts users
  • Hybrid product: AI + structured data + visual workflows
  • Built specifically for investment analysis
  • Visual interpretation and repeatable analysis workflows
  • One-stop shop across stocks, ETFs, crypto & 60+ markets
  • Trust, explainability and repeatable decision support
  • Unique features like Forensic Accounting

Vinley is building the Bloomberg for retail investors: more accessible, more intuitive, and AI-native.
Go-to-market: focused and capital-efficient
Target audience: Active investors , and finance native audience.
Phase 1:
Product-Led B2C Growth:

Acquire → Convert → Retain

  • Acquisition Channels: LinkedIn, Instagram, TikTok, SEO, Courses (9.5K organic users)
  • Engine : Content factory + Education ( Scalable)
  • Conversion : Free-to-paid conversion via product

Phase 2:
Creator & Partner Expansion:

Partner → Distribute → Scale

  • Creators, institutions, universities
  • Low-cost distribution at scale

Proven early, Scaling with discipline.
Market Opportunity
A global shift. A global Entry Point.
Data is exploding. Investors are drowning in it.
$75T
U.S Households Financial assets (US FED)
%40+
Self Directed investors (IIROC)
100M+
Active investor (ESMA)
160M
Demat accounts (SEBI)
(TAM)
$15B+
The entire market opportunity for investment research and analytics tools globally
(SAM)
$4B to 6B
The segment of TAM accessible to Vinley's current product offerings
Market (SOM)
$38M
Realistic 3–5-year goal through direct and partner-driven acquisition ($155/year x 250.000 Users)
A vast and expanding market ripe for disruption.
Why users pay: a clear free-to-paid model
We help investor save time and make better decisions with deeper , high quality research tools.
BASIC
Onboarding Engine
Built to create Habit and Deliver core research value from day one
  • Core Research Acces
  • Market data & Insight
  • Daily Investors tools
PLUS
$14.99/month
Unlock the full Research Stack serious investors rely on.
Includes everything in Basic + :
  • Undervaluation search
  • Intrinsic Valuation
  • Forensic Accounting Analysis
  • Top Brands
  • Top NPS & eNPS
UNDER DEVELOPMENT:
Future upside
  • Pro seats for Institutional investors
  • Credit systems to uncap revenue
  • White-labelling for Partners.

Traction now, Scale Next
Building on early momentum, we're poised for accelerated growth and feature expansion
Live today
  • Web app launched and live
  • Free + Plus plans available
  • Plus subscription priced at $14.99/month
  • First users and first revenue already in place
  • Core product already in market
By the end of 2026
  • Reach 2,700 users Paid users >1000
  • Improve free-to-paid conversion from 25% to 35%
  • add the "Pro" version
  • Strengthen retention and product engagement
  • Expand product depth for serious investors
This round is designed to turn a live product with early monetization into a stronger, more defensible company ready for the next raise.
The Vinley-2 roadmap
This round is a focused acceleration : funding development sprint across five high-impact product pillars, while deepening the ML foundation.
Crypto Layer (June 2026)
Fundamental crypto analysis integrated into the user interface stack on top of already existing crypto functions in AI companion
World Screen (August 2026)
Global macroeconomic information on top of already existing US Fed FRED database functions in AI companion
Performance (September 2026)
Portfolio and watchlist tracking with asset allocation & exposure, portfolio performance, performance vs S&P500 & risk exposure metrics like currency exposure, industry exposure, country exposure, passive income (dividend yield & share buybacks), Sharpe ratio, prefetched earnings & dividends calendar only for portfolio
Radar (September 2026)
Bringing Vinley hot stocks, hot prompts and anonymised portfolio trends & movements across all users to individual users (automation of network effects visible to users)
Mastery UNIQUE FEATURE! (December 2026)
In-product learning layer and gamification with experience points (XP) and levels including skills & talent trees — building investor literacy alongside research
This funding boosts ML for financial report analysis, strengthening Vinley’s explainability and forensic depth. Together, these advances move Vinley from 1.2 to 2.0, a major leap in intelligence, depth, and scale
The moat is the methodology
Vinley's competitive advantage is a deliberately constructed research infrastructure that compounds over time.
1
Research Workflow Design
Structured investment workflows built into the product — not a generic chat. An interface layer no one else has built for this audience.
2
Explainability Layer
Every output is reasoned, transparent, and auditable — built for investors who don't trust black boxes.
3
Financial Data Intelligence
Proprietary parsing of financial statements, forensic signals and structured data — trained on real investment-grade tasks.
4
Accumulated Research Depth
As users engage, Vinley builds a proprietary layer of research patterns, flagging methodologies and usage data that generic tools cannot replicate or access.
Currently human supervised learning but objective to go unsupervised learning
Meet the core Team
We have high talent density, combining diversity, seniority, and specialization
Candi Carrera
Co-founder & CEO
Tech Management background
12 years at Microsoft
Adriano Bidoli
Co-founder, Community & Engagement Officer
11+ years of R&D Experience
Global Sales at Paul Wurth
Kevin Lloyd
CTO
Former CTO and CISO of the Luxembourg Stock Exchange
EMEA Technical Support lead at Microsoft
Enrik M Suhr
CFO
23+ Years in Finance leadership
Investment management experience in EU/ME/LATAM
Stephanie Baldinucci
Product Manager
Private banking Background
Bank of Luxembourg
Mireia Camarasa
Head of Legal Affairs
Senior Legal advisor, BNP Paribas securities services.
CSSF- The Luxembourg Financial regulator
Deni Dedyalkova
Marketing & Media Strategy
Global B2C & B2B EMEA marketing expert
15+ years of Marketing Leadership
Riya Tyagi
Marketing Specialist
5+ years growing social media channels
Proven track record in user base growth
El Mowafak Salim
Quality Assurance
Cloud operation & Database Management
IT helpdesk at St. George's international school
Nicolas Catallo
Crypto Lead
8 years of crypto experience
Zodia Crypto Custody, Swissquote, Bank Europe
BA round: €500K to accelerate Vinley
We are raising €500K, an acceleration round to build product depth, grow users, and set the stage for a larger institutional raise.
Use of Funds
  • Fund 1 full-time developer for 12 months
  • Reach 2 FTEs and build core execution capacity
  • Accelerate Vinley 1.2 / 2.0 roadmap delivery
  • Deepen university collaboration on ML for financial report analysis
  • Improve product depth, conversion funnel, and retention metrics
Milestones This Round Unlocks
  • Grow toward 1,000 Paid users by year-end
  • Expand premium subscriber conversion rate
  • Launch World Screen, Radar, and Performance modules
  • Strengthen ML and forensic accounting capabilities
  • Prepare metrics, team, and narrative for a larger institutional raise

The product is live, revenue has started, and the roadmap is clear. This round is about velocity . not validation.

Candi.carrera@nextgenvi.com - Co-founder & CEO