Vinley aggregates stocks, ETFs and crypto into one AI-powered investing companion, delivering actionable insights in seconds, replacing hours of research.



Candi.carrera@nextgenvi.com - Co-founder & CEO

Enrik.suhr@nextgenvi.com - CFO

Product : www.vinley.ai Vinley | AI for serious investors

The Investor's pain

Equity research & determining valuation risk is slow, costly and fragmented, leading to shallow decisions and missed alpha.

Time

  • Investors face up 6 hours to go from ticker → thesis → valuation + risks
  • Manual cross-referencing across PDFs, portals and spreadsheets

Cost

  • Multiple subscriptions > €3K/yr for data, screening, news, filings, etc.
  • Paywalls + duplicate features = wasted budget

Explainability

  • Black-box outputs with AI hallucinations & lack of repeatability for LLMs
  • For traditional information providers like Morningstar, TIKR, Yahoo Finance, etc. a lot of data but no visual or poor interpretation help & no AI companion

Vinley is live and already in users' hands

Fully functional web application with users, research workflows and subscription tier offering:

Speed

From 6 to hours to 20 seconds, instant investment insights, no more tab-hopping or manual digging.

Depth

60 Markets+ Intangibles + Fraud flags + Macroeconomics

Deep coverage across global equities, ETFs, Brand intelligence, macro indicators, all in one place.

Clarity

Clear, easily interpretable and multilingual insights built on quality data, no noise, no jargon, just what matters.

Why is

different

General purpose LLMs

  • Require strong prompting skills (including to build .md skills in Anthropic Claude)
  • Text first modality
  • Broad knowledge, limited domain UX
  • No dedicated retail-investor stack with outdated results between 1 to 6 quarters for LLMs (cf. Vinley quarterly benchmark)

Vinley

  • Vertical app & AI For investing built by investors
  • Designed for users with a permanent educational angle & for investment analysis and valuation risk
  • Hybrid human-machine interface → we believe in mixed modality like Canva & Gamma → confirmed by observing our users prompt & brain processing time of information across modalities
  • Visual interpretation and repeatable analysis workflows
  • One-stop shop across stocks, ETFs, crypto & 60+ markets
  • Trust, explainability and repeatable decision support
  • Unique features like Forensic Accounting signals

Go-to-market: focused and capital-efficient

Target audience: Active investors and finance native audience.

Phase 1:

Product-Led B2C Growth

Acquire → Convert → Retain


  • Acquisition Channels: LinkedIn, Instagram, TikTok, SEO, Courses (9.5K organic users)
  • Engine : Content factory + Education ( Scalable)
  • Conversion : Free-to-paid conversion via product


Why our choice of B2C ? Shorter sales cycle and presales effort, less buying personas involved, no need for integration & customisation while obviously more difficult to grasp, lower compliance requirements.


Phase 2:

Creator & Partner Expansion

Partner → Distribute → Scale


  • Finfluencers
  • Small B2B institutions (asset managers, financial advisors) accessing Vinley Pro or through MCP/API capabilities (B2B2C)
  • Universities (long-term user funnel for professionals)

Market Opportunity

A global shift. A global Entry Point.

Data is exploding. Investors are drowning in it.

$75T

U.S Households Financial assets (US FED)

%40+

Self Directed investors (IIROC)

100M+

Active investor (ESMA)

160M

Demat accounts (SEBI)

(TAM)

$15B+

The entire market opportunity for investment research and analytics tools globally

(SAM)

$4B to 6B

The segment of TAM accessible to Vinley's current product offerings

Market (SOM)

$38M

Realistic 3–5-year goal through direct and partner-driven acquisition ($155/year x 250.000 Users)

A vast and expanding market ripe for disruption.

Why users pay: free-to-paid model

We help investor save time and make better decisions with deeper , high quality research based on our own experience as value investors incorporating the methods of Warren Buffett & Charlie Munger, Peter Lynch & Joel Greenblatt currently.

BASIC

Onboarding Engine

Built to form habit and deliver core research value from day one

  • Core Research Access
  • Market data & Insights
  • Daily Investors tools

PLUS

$14.99/month

Unlock the full Research Stack serious investors rely on.

Includes everything in Basic + :

  • Undervaluation search
  • Intrinsic Valuation
  • Forensic Accounting Analysis
  • Top Brands
  • Top NPS & eNPS

3 IDEAS TO BE DEVELOPED

PRO, CREDITS, Vinley as a Service

  • Pro seats & Portfolio administrator view for Institutional investors
  • Credit systems to uncap revenue ceiling for Basic & Plus
  • White-labelling for Pro users
  • Consuming Vinley through MCP/API as a Service to reduce cost of customisation for B2B while leveraging our power


Traction now, Scale Next

Building on early momentum, we're poised for accelerated growth and feature expansion

Live today

  • Web app launched and live since March 2026
  • Free + Plus plans available
  • Plus subscription priced at $14.99/month
  • First users and first revenue already in place
  • Core product already in market

Within 12 months

  • Reach 2,700 users Paid users >1000
  • Improve free-to-paid conversion from 25% to 35%
  • add the "Pro" version
  • Strengthen retention and product engagement
  • Expand product depth for serious investors

This round is designed to turn a live product with early monetization into a stronger, more defensible company ready for the next raise.

The Vinley-2 roadmap

This round is a focused acceleration : funding development sprint across five high-impact product pillars, while deepening the ML foundation.

Crypto Layer (June 2026) (partially delivered in June 2026)

Fundamental crypto analysis integrated into the user interface stack on top of already existing crypto functions in AI companion

World Screen (August 2026)

Global macroeconomic information on top of already existing US Fed FRED database functions in AI companion

Major global upcoming earnings & macroevents

Undervalued companies suggested by Vinley

Performance (September 2026)

Portfolio and watchlist tracking with asset allocation & exposure, portfolio performance, performance vs S&P500 & risk exposure metrics like currency exposure, industry exposure, country exposure, passive income (dividend yield & share buybacks), Sharpe ratio, prefetched earnings & dividends calendar only for portfolio

Radar (September 2026) (partially delivered in June 2026)

Bringing Vinley hot stocks, hot prompts and anonymised portfolio trends & movements across all users to individual users (automation of network effects visible to users)

Mastery UNIQUE FEATURE! (December 2026)

In-product learning layer and gamification with experience points (XP) and levels including skills & talent trees — building investor literacy alongside research

This funding boosts ML for financial report analysis, strengthening Vinley’s explainability and forensic depth. Together, these advances move Vinley from 1.2 to 2.0, a major leap in intelligence, depth, and scale

The moat is the methodology

Vinley's competitive advantage is a deliberately constructed research process built on our own 25+ years
experience as stock investors

1

Research Workflow Design

Structured investment workflows built into the product — not a generic chat. An interface layer with AI actions.

2

Explainability Layer

Every output is repeatable — built for reliability & trust investors, avoiding AI hallucinations.

3

Financial Data Intelligence

Proprietary parsing of financial statements, forensic signals and structured data — trained on real investment-grade tasks.

4

Accumulated Research Depth

As users engage, Vinley builds a proprietary layer of research patterns, flagging methodologies and usage data that generic tools cannot replicate or access.

Currently human supervised learning but objective to go unsupervised learning

Meet the core Team

We have high talent density, combining diversity, seniority, and specialization

Candi Carrera

Co-founder & CEO

Tech Management background

12 years at Microsoft

Adriano Bidoli

Co-founder, Community & Engagement Officer

11+ years of R&D Experience

Global Sales at Paul Wurth

Kevin Lloyd

CTO

Former CTO and CISO of the Luxembourg Stock Exchange

EMEA Technical Support lead at Microsoft

Enrik M Suhr

CFO

23+ Years in Finance leadership

Investment management experience in EU/ME/LATAM

Stephanie Baldinucci

Product Manager

Private banking Background

Bank of Luxembourg

Mireia Camarasa

Head of Legal Affairs

Senior Legal advisor, BNP Paribas securities services.

CSSF- The Luxembourg Financial regulator

Deni Dedyalkova

Marketing & Media Strategy

Global B2C & B2B EMEA marketing expert

15+ years of Marketing Leadership

Riya Tyagi

Marketing Specialist

5+ years growing social media channels

Proven track record in user base growth

El Mowafak Salim

Quality Assurance

Cloud operation & Database Management

IT helpdesk at St. George's international school

Nicolas Catallo

Crypto Lead

8 years of crypto experience

Zodia Crypto Custody, Swissquote, Bank Europe

BA round: €500K to accelerate Vinley

We are raising €500K, an acceleration round to build product depth, grow users and set the stage for a larger institutional raise.

Use of Funds

  • Fund 1 full-time developer for 12 months
  • Reach 2 FTEs and build core execution capacity
  • Accelerate Vinley 1.2 / 2.0 roadmap delivery
  • Deepen university collaboration on ML for financial report analysis (Top Tier AI university)
  • Improve product depth, conversion funnel, and retention metrics

Milestones This Round Unlocks

  • Grow toward 1,000 Paid users within 12 months
  • Expand premium subscriber conversion rate
  • Launch World Screen, Radar, and Portfolio Performance modules
  • Strengthen ML and forensic accounting capabilities
  • Prepare metrics, team, and narrative for a larger institutional raise